@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@500;600;700&display=swap');
:root{--ink:#171614;--muted:#68645e;--cream:#f6f2eb;--paper:#fffdf9;--wood:#74533c;--gold:#b48a4b;--line:#e5ded3;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:"DM Sans",sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(calc(100% - 40px),var(--max));margin:auto}
header{position:sticky;top:0;z-index:50;background:rgba(255,253,249,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{font-weight:700;letter-spacing:.14em;font-size:18px}.brand small{display:block;font-size:9px;letter-spacing:.16em;color:var(--muted);font-weight:500;margin-top:-3px}.links{display:flex;gap:26px;align-items:center;font-size:14px}.links a:hover{color:var(--wood)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:3px;background:var(--ink);color:white;font-weight:600;font-size:14px;border:1px solid var(--ink);transition:.2s}.btn:hover{transform:translateY(-1px);opacity:.92}.btn.gold{background:var(--gold);border-color:var(--gold)}.btn.light{background:transparent;color:var(--ink);border-color:var(--ink)}.menu{display:none;background:none;border:0;font-size:27px}
.hero{min-height:650px;background:linear-gradient(90deg,rgba(15,14,12,.82),rgba(15,14,12,.34)),url("https://images.unsplash.com/photo-1555041469-a586c61ea9bc?auto=format&fit=crop&w=2200&q=85") center/cover;display:flex;align-items:center;color:white}.hero-content{max-width:760px;padding:85px 0}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:700;color:#d9bd8a;margin-bottom:18px}.hero h1{font-family:"Playfair Display",serif;font-size:clamp(46px,6vw,78px);line-height:1.02;margin:0 0 24px}.hero p{font-size:18px;max-width:680px;color:#f1eee8}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.22);margin-top:50px;max-width:800px}.metric{padding:22px;background:rgba(0,0,0,.25)}.metric strong{display:block;font-size:25px}.metric span{font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:#ddd}
.section{padding:95px 0}.cream{background:var(--cream)}.section-head{max-width:700px;margin-bottom:45px}.section-head h2,.page-hero h1{font-family:"Playfair Display",serif;font-size:clamp(36px,4.5vw,56px);line-height:1.1;margin:10px 0 18px}.section-head p{color:var(--muted);font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:white;border:1px solid var(--line);padding:30px}.card h3{margin:0 0 9px;font-family:"Playfair Display",serif;font-size:25px}.card p{color:var(--muted);margin:0}.num{font-size:12px;letter-spacing:.12em;color:var(--gold);font-weight:700;margin-bottom:18px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.visual{min-height:480px;background:url("https://images.unsplash.com/photo-1600210492486-724fe5c67fb0?auto=format&fit=crop&w=1400&q=85") center/cover}.checklist{padding:0;margin:25px 0;list-style:none}.checklist li{padding:12px 0;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";color:var(--gold);font-weight:700;margin-right:12px}
.invest-card{background:var(--ink);color:white;padding:42px}.invest-card .row{display:flex;justify-content:space-between;border-bottom:1px solid #3b3936;padding:18px 0}.invest-card .row span{color:#bdb9b1}.invest-card .big{font-size:35px;font-weight:700}
.page-hero{padding:95px 0 80px;background:var(--cream)}.page-hero p{max-width:720px;color:var(--muted);font-size:18px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.step{padding:32px;border:1px solid var(--line);margin:-1px 0 0 -1px}.step .num{font-size:24px}.step h3{margin:0 0 8px;font-family:"Playfair Display",serif;font-size:24px}
.calculator{background:var(--cream);padding:36px}.calculator input{width:100%;padding:15px;border:1px solid var(--line);background:white;font-size:18px}.presets{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0 25px}.preset{border:1px solid var(--line);background:white;padding:8px 12px;cursor:pointer}.result{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);margin-top:25px}.result div{background:white;padding:20px}.result strong{display:block;font-size:25px}
.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:20px 0}summary{cursor:pointer;font-weight:600}details p{color:var(--muted);max-width:800px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field.full{grid-column:1/-1}.field label{display:block;font-size:13px;font-weight:600;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:14px;border:1px solid var(--line);background:white;font:inherit}.field textarea{min-height:150px;resize:vertical}
.notice{border-left:3px solid var(--gold);background:var(--cream);padding:22px;color:#4f4a43}.legal h2{font-family:"Playfair Display",serif;margin-top:38px}.legal p,.legal li{color:var(--muted)}
footer{background:#171614;color:#ddd;padding:65px 0 25px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}.footer-title{color:white;font-weight:700;letter-spacing:.12em}.footer-grid h4{color:white;margin:0 0 12px}.footer-grid a{display:block;color:#aaa;margin:7px 0;font-size:14px}.copyright{border-top:1px solid #36332f;margin-top:45px;padding-top:20px;color:#888;font-size:12px;display:flex;justify-content:space-between;gap:20px}
.reveal{opacity:0;transform:translateY(18px);transition:.7s}.reveal.show{opacity:1;transform:none}
@media(max-width:850px){.links{display:none;position:absolute;left:20px;right:20px;top:78px;background:white;border:1px solid var(--line);padding:20px;flex-direction:column;align-items:flex-start}.links.open{display:flex}.menu{display:block}.nav>.btn{display:none}.grid3,.steps,.split,.footer-grid{grid-template-columns:1fr}.split{gap:30px}.visual{min-height:360px}.metrics,.result,.form{grid-template-columns:1fr}.hero{min-height:720px}.section{padding:70px 0}.hero-content{padding:65px 0}}